One in Five Are Using a Piggy Bank to Save for Christmas

A survey has revealed that one in five people are turning to the simplest method of all — a piggy bank — to save for Christmas. In a world of apps and digital wallets, it seems the old‑fashioned way of dropping coins into a jar is making a festive comeback.

💰 The Return of Traditional Saving

According to the study, 20% of respondents said they prefer to save physically rather than digitally. For many, it’s about seeing progress — watching coins and notes build up feels more rewarding than numbers on a screen.

Others said they use piggy banks to teach children about money and the importance of saving early for Christmas. It’s a small but powerful way to make budgeting tangible.

🎅 Why People Are Saving Earlier

The research also found that more than half of households start saving before summer. Rising costs and the desire for a stress‑free December are driving families to plan ahead.

Early savers said they feel calmer and more in control, while late planners often rely on credit cards or buy‑now‑pay‑later schemes to cover festive spending.

For more budgeting ideas, explore Christmas Money & Savings and Christmas Budgeting Tips.

🏦 Modern vs. Traditional Saving

While digital tools like budgeting apps and cashback platforms are popular, the tactile nature of a piggy bank still appeals. It’s visual, simple, and doesn’t require a login or password — just discipline.

Many households now combine both methods: using apps for tracking and a physical jar for small daily savings.

🎁 Easy Ways to Start Saving for Christmas

• Set a weekly goal — even £5 a week adds up.
• Use a labelled jar — seeing “Christmas Fund” keeps motivation high.
• Try cashback sites — earn while you spend.
• Join supermarket saver schemes — they often include bonuses.
• Track progress visually — it’s satisfying and keeps you accountable.
• Whether it’s coins in a jar or savings in an app, every little bit helps make December feel calmer and more joyful. For more ways to plan ahead, visit Christmas Money & Savings or explore How to Save Money This Christmas for practical, festive budgeting ideas.